Welcome to SME Capital Solutions

About SME Capital Solutions

SME Capital Solutions is a premier financial services intermediary offering a wide range of solutions to small and medium enterprises in India. It is founded by Mr Nitin Menon in the year 2017 (MBA from Mumbai University/ JAIIB/ AMFI/ IRDA certified) who has 10 years of experience in banking across different private and MNC banks like Axis, HSBC, Deutsche, FirstRand Bank and RBL Bank in the SME and Commercial Banking Space. His Last assignment was with RBL Bank as an Assistant Vice President , Commercial Banking Division.

Our Services

Reduce Financial Expenses

We provide solutions by understanding the nature of business which will help in reducing the financial expenses of your company. Our expertise lies in structuring the transactions. We offer various solutions to corporates like arranging foreign currency loans namely Buyers Credit, Packing credit, Foreign Currency Term Loans and also arrange Buyers Credit Quotes for importers. We have a tie up with all the major banks for Mortgage Loans like Home Loans, Loan Against Property, Lease Rental discounting and offer the best interest rates in the markets.

Grow Your Business

Timely Capital Solutions and Quick Turn Around Time are essential for the Growth of SME's. We help you to grow your business by providing financial assistance through banks and NBFC's. We help the corporates to grow the business by arranging Working Capital Loans like Term Loan, Project Finance Loans, Cash Credit and Overdraft Facilities, Commodity Finance, Construction Finance etc through various banks and NBFC's.

Customized Solution

Each customer is different and so is banking requirements. We understand your business requirement and provide customized solutions to your capital solutions. We do offer structured solutions for SME''s like Factoring Solutions, Forfaiting Solutions, Local and Export LC Bill Discounting, Foreign Currency Loans like Foreign Currency Term Loans, Buyers Credit, Suppliers Credit, Packing Credit, Foreign Currency Demand Loans etc. We also offer solutions to companies who are SMA2, NPA through up tie up with Asset Reconstruction companies.

Types of loans we offer

Home Loan

Best Interest rate in the markets - The rate of interest on the loan, which will influence the EMI and the total interest paid by you.

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Education Loan

There are unsecured loans known as education loans that can be used to pay for schools, textbooks, living expenses.

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Loan against Property

A loan given against the mortgage of property is called Loan against Property. This is one of the cheapest retail loans after Home Loans

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Work Capital loan

is for equipment, real estate or working capital paid off between one and 25 years. The loan carries a fixed or variable interest rate.

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Cash Credit / Overdraft

A cash credit is a short-term cash loan to a company. A bank provides this type of funding, but only after the required security is given the loan.

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To get a wide range of solutions to small and medium enterprises.


Rajesh Sahu


Provides solutions and structuring for each cases. Offers / provides rates n quotes for import n export transactions. Timely reply / solutions for every query. Great experience.

Anant Ajay Tripathi


I Had A Great Experience Associating With The Team. Good To See Hardworking Professionals In Today's Environment.Nitin Menon 10 Star For Your Company.

Abhishek Gohil


Perfect knowledge of market prices and solutions for different financial requirements provided effectively and efficiently. Thank you!

Aesha Sanghvi


Strongly Recommended ! Best Consultation available and Best Advisors getting you the best price in the market !

Aniket Fasate

Senior Banking Professional

Firm has a strong understanding of credit and business models in various industries. Further, a good network of Banks, NBFCs and FI that it has developed over the last 10 year.

Sanjay Lakule

Senior Banking Professional

Nitin is an experience ex banker hence he understands various needs of SME's especially worthto structuring of working capital and trade finance.

Ashok Harwani

Senior Banking Professional

The management has good access to multi dimensional banks across India and overseas. Fairly well versed with the case fitment with the banks risk appetite. Helps save timing.

Nipun Chanana

KYC, AML, Customer Onboarding Team

Having Worked together in same team, I have seen him successfully execute deals both in Domestic as well as Foreign Currency Lending transactions. Your expertise to structure the transaction and provide solution based approach in the USP

Mandar Desai

Head - Industry Partnership & Career Servciess

I have known Nitin as a colleague. He comes across as as knowledge banker, with a flair for execuing forign currency deals, Nitin knows the arket well and has a good connect with the clients within thw comercial banking space.

Vijayraghvan K.

Vice President - FX & Derivative Sales at RBL Bank

Nitin Menon...This is definitely your forte and your experience will be of immense help to a lot of customers. Cheers and all the best.

Jignesh Jadav

Senior SAP Consultant / SME

One of the best finance industry experts who will offer both tangible and intangible benefits to your investment plan.

Sai kiran Somala

Country Manager - AstraZeneca

He is a dynamic personality with vast expertise and knowledge in finacial capital management. He is b in his appraoch and someone you can rely on. He excel in relationship management with clients and financial institutions and has earned reputation over the years. I wish him all the best.

Our Corporate Clients